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Leigh Mason is the founder of Silkstream, a UK-based web agency. Leigh and his team have been actively involved in ecommerce for over 10 years and currently manage numerous successful ecommerce websites for their clients.

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Taking Credit Card Payments Online: What’s Involved?

If you're looking to integrate a credit card payment solution onto your website, the following steps are a guide to applying for, enabling and taking payments online. At first glance, the prospect of integrating a payment solution on a website can seem unwieldy, what with the vast array of payment options and technical acronyms. This article breaks down the entire process into bite-sized pieces, helping you understand the process much better.


When taking any kind of credit card payments connected to a bank account, you must apply for a merchant account with a bank. If the payments will be taken online, you'll specifically need an Internet Merchant Account (IMA). In addition to banks, in many locations there are dedicated merchant account providers you can use.


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