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Leigh Mason is the founder of Silkstream, a UK-based web agency. Leigh and his team have been actively involved in ecommerce for over 10 years and currently manage numerous successful ecommerce websites for their clients.
If you're looking to integrate a credit card payment solution onto your website, the following steps are a guide to applying for, enabling and taking payments online. At first glance, the prospect of integrating a payment solution on a website can seem unwieldy, what with the vast array of payment options and technical acronyms. This article breaks down the entire process into bite-sized pieces, helping you understand the process much better.
When taking any kind of credit card payments connected to a bank account, you must apply for a merchant account with a bank. If the payments will be taken online, you'll specifically need an Internet Merchant Account (IMA). In addition to banks, in many locations there are dedicated merchant account providers you can use.